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Most retailers understand the amount of competition they have out there, especially in larger towns. To help encourage customers to remain loyal to them they accept coupons for various products. One of the best uses of coupons is for purchasing grocery items you already use. Look for stores that offer you double or triple the face value of the coupon. Some stores only offer double and triple coupon values on specific days of the week so make sure you take advantage of them if at all possible. You will be amazed at how quickly this type of coupon system can help you slash your grocery bill.

It is very important that you make sure the store isn’t inflating the prices on their items though because if they do you won’t save much with the coupons. Don’t be tempted to use a bunch of coupons in items you don’t normally use though or your grocery bill may end up increasing!

You can get coupons from magazines and newspaper ads. Pay close attention the to the expiration dates on them as well. If you have access to the internet go to the sites for the products you use. Many of them offer coupons that they will mail to you or that you can print at home. If these sites offer an opt in list for you to get promotions and coupons by e-mail then take advantage of it.

Some retail stores that welcome coupons offer a counter where you can take your unwanted coupons for other people to use. At the same time you are welcome to pick up various coupons others have left to make your own purchases. There are great coupon organizers that you can use like a mini filing system. You can categorize the coupons by the listed areas as well as create some of your own categories. This will reduce the amount of time you spent going through them while you are shopping.

Many retailers are more than willing to honor the coupons for a competitor so that you will purchase the item from them instead of the other store. The best way to approach this issue is to take the coupon into the store with you. Ask to speak to a manager and explain that you really want to make the purchase from them but that the other store offers a much better price. In most cases they will at least match the price of the competition. Other retailers will even beat the price to encourage you to remain a loyal customer of theirs.

Any time you plan to visit a museum, amusement park, or other activity check to see if there are coupons offered anywhere. Many times you will find buy 1 get 1 free coupons for such outings and that can be a great savings for your trip. You can usually find this out by looking online or calling the chamber of commerce in the area of the event. Online auctions like Yahoo! Auctions and eBay offer you plenty of opportunities to take advantage of discount coupons that others are selling as well.

Restaurants often offer discount coupons to get people to come in and eat. You do need to pay close attention to the details of the coupon though. Many of them will have specific days of the week they can be used. Some of them also have a set time frame where they can’t be used after 4 pm or something similar.

If you take the time to seek out coupons for items you will already spend money on then you can get the rewards of spending less while still getting all the things your family needs. You may think it is silly using a $.75 cent coupon here or a $2.00 coupon there but it will really start to add up over time. When you consider the amount of money you spent on groceries, eating out, and entertainment for a whole year those coupons really start to sound good!







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Savvy Shopper: Don’t Pass up the Value of using CouponsThanks for coming back and visiting my blog. Make sure you check out the Coupon Codes and Offers page under Gift Ideas for special offers from our advertisers.
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Here is a look back at what happened on Little Rock Shops last week:



Free Ad Friday

A New Twist on Consignment Shopping

Home Buying Tips

70 Ways For Home Buyers To Save Money When Buying A Home: Tip #7

Savvy Shopper

Savvy Shopper: Save Money when you Buy Outdoor Items

Month In Review

A Look Back at February


Enjoy this beautiful SPRING weather!

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Week In Review February 28 – March 5
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Recycled Refinery Consignment Boutique. Your Online Consignment Boutique.

Designer Names Such As:

  • Liz Claiborne
  • Bill Blass
  • Chicos
  • David’s Bridal
  • New York & Company
  • The Quacker Factory
  • Liz & Me
  • Dana Buchman


Designer Shoes

  • Stuart Weitzman
  • Anne Klein
  • Claudia Ciuti


An Abundance Of Plus Size Clothing

All For A Fraction Of The Price You Would Pay At Retail Price!

Recycled Refinery Consignment Boutique was created to provide the most fashionable, comfortable and quality of gently used to new designer clothing and accessories…without the high price.

What Is A Consignment Shop…….

“Consignment shop” is an American English term for second-hand stores that offer used goods at a lower cost than new. Many offer new items as well. These items are generally in perfect condition and lightly used without any stains, damages or defects. The clothes will be priced at a fraction of their retail price (usually 1/3 to 1/4 of what they originally sold for).

Our closets are full of items that, for whatever reason, we no longer wear. Maybe we lost weight or bought on impulse a little too often, or perhaps we switched from a dressy professional environment to a casual one. Your quality castoffs can be turned into extra cash. Recycled Refinery Consignment Boutique has a somewhat retro and designer feel all in one place. I remain dedicated to bringing you like new women’s designer and name brand clothing and accessories.

Lets join together and rewear!. Plus…it is so much fun! Check out my extended services, my blog on tips on fashion, recycling and more.

Use fashion as a guideline, how you interpret it is what makes you unique and remember to mix it up a little.


Interested in Consigning With Recycled Refinery Consignment Boutique? Please see the How To Consign Page.


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Direct – 479-876-6429 – Toll Free – 888-364-9749

Become a Facebook FAN of Recycled Refinery








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Tip #7 in our series on how to save money when buying a house is: Use Down Payment Assistance

Not enough money for the down payment? You might be surprised to hear that there are people who are willing to give you money for your down payment. How much they give you varies, but in many cases you do not have to give this money back.

There are several non-profit organizations that provide grant money to homebuyers. There is usually a small fee if you get approved. The amount given to you does not need to be repaid ever and can be as much as several thousand dollars. Some organizations limit the amount to $50,000. Others limit it to 6% of the sales price of the house.

If you are having trouble saving enough for the down payment, it might be wise to check into these types of programs They are available in almost every city.

You do not need to be a first-time homebuyer either. But there are a few limitations. Normally the house you purchase might have to be in a certain part of town. Secondly the loan you get must allow down payment assistance. FHA loans and conforming loans are usually ok. But these require pretty good credit to qualify for so this might be a problem if you have less then perfect credit. Also, your lender must be approved with the agency that is providing the down payment assistance to you. There is also a limit on the purchase price.

Finding a down payment assistance company to work with is relatively easy. If you have a real estate agent or mortgage broker that you are already working with have them look into it. You can also do a quick search on the internet. Just use your favorite search engine and do a search on “your town down payment assistance”.

Most of the down payment assistance programs will have you complete some sort of homebuyer education class before they give you any money. Some even review all your debts with you and try to help you position yourself better for getting a loan.

In most cases there is a processing fee. The fee is not returned if you do not qualify for the program. This fee can be paid by you, your lender, or the seller of the house.

In some programs, in order for the buyer to quality the seller of the house must agree to make a donation to the program if the house closes. Many sellers are not willing to do this. But you might be able to talk a seller into it by telling them to raise the sales price of the house. In this way, you can get into the house with zero money down. Or the down payment assistance program might be able to help you locate homes with sellers that have already agreed to participate in the program.

Many builders love these programs because they can use them to sell their inventory homes that are hard to sell to regular buyers. And since builders make so much money on each home they can easily agree to participate in a down payment assistance program. For them, it is better to make a little less on a house and sell it, instead of it sitting empty getting older, and paying interest on the money they borrowed to build it.


About the Author:

Abby Kamadia, is a mortgage consultant, and real estate broker in Houston Texas. For the 69 other free articles on saving money when you buy a house visit Abby’s Houston Texas Real Estate website.

Disclaimer:

Some of the tips given may be applicable only in TX. Check with your local real estate agent for more information.

If you are a Little Rock real estate agent and would like to sponsor this 70 part series, please contact elaine@littlerockshops.info




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